If you're wondering "Can a gift card be used as a credit card?" you're in luck! Many retailers will accept gift cards like cash, and you can use them just as you would a credit card. You can make purchases with them in most cases, though you may be asked to show photo ID. Some businesses will even allow you to split the payment between two forms of payment. If this is the case, be sure to plan ahead.
To avoid the problem of fraud, it is advisable to read product disclosures and credit card company terms and conditions carefully. Most gift cards can be purchased with a credit card. Some restrictions are due to higher fraud risk. However, you don't need to worry if the store accepts your gift card. You can use cash, a check, or a debit or prepaid card to pay for the items you purchase with it.
When you're buying a gift card, make sure you check its expiry date. Most gift cards expire five years after issue. Some issuers allow you to extend the expiration date, and some don't. Before you purchase a gift card, be sure to check that it has available funds. Some retailers won't accept it, so you'll need to ask before you buy it. You can also ask the issuer if you can use it as a credit card.